Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Year-End Charitable Gifting and You This article may help you maximize the benefits of your donation for your chosen charity. Avoiding Cognitive Decline Try these activities to keep your brain sharp.